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AN Garda Síochána has today (Tuesday) issued a warning about motor insurance scams and outlined measures that can be taken to avoid becoming a victim. “Ghost Broking is a term given to two possible types of fraud relating to false Insurance documents. Policies are bought from legitimate insurance companies using false information and then changed before being sold on to customers. Fake policy documents designed to look like they have been issued by legitimate insurance companies are created and sold on to customers, or supplied at the inception process. Proposal forms are being put through a third party before submission to a legitimate insurance company,” a garda spokesman explained. “The net effect of this is that the purchaser has not purchased a valid certificate of Insurance and has no motor insurance whatsoever and is liable for any damage caused or offence committed as a result of having no motor insurance,” the spokesman added. There are two ways to obtain a valid …
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